Amartha, a technology company founded in 2010 as a microfinance institution, focuses on digital financial solutions for the grassroots economy by connecting rural, women-led micro-enterprises with affordable capital. The company is expanding as a tech firm, building a microfinance ecosystem connected to the growing digital economy through capital, investment, and payment services. The Operation Risk Management and Assurance Lead is responsible for maintaining and improving the Operational Risk Management framework, which includes implementing strategies, policies, and tools such as RCSA, LED, KRI, stress testing, BCP testing, BIA, and Branch Operations QA to manage risk effectively and meet regulatory compliance. Key responsibilities include developing, updating, and enhancing the Operational Risk Management framework while leading implementation of strategies, policies, procedures, risk appetite and risk tolerance, and tools (RCSA, LED, KRI, stress testing, BCP Testing, BIA, Branch Operations QA, etc.) to identify, assess, mitigate, monitor, and report risk. The role ensures compliance with regulatory requirements and provides timely escalation and updated action plans to KMR (Komite Manajemen Risiko), KPR (Komite Pemantau Risiko), and other supervisory bodies, ensuring active supervision from the Board of Directors and Commissioners. The position involves conducting regular monitoring of the Risk Appetite Statement, escalating any breaches, and advising the Board of Directors accordingly. It also requires preparing regular internal and external (regulatory) risk reports and conducting risk assessments in a timely manner. Advisory and guidance are provided to business units on risk-related matters, including the development of controls and processes to manage risk, such as during new product or new activity risk analysis and new policy and procedure review. Collaboration with other departments including ERM, Branch Operations QA, Credit Risk, Compliance, Legal, Finance, Treasury, IT and IT Security, and Internal Audit is required to ensure a coordinated and effective approach to risk management. The role involves staying current with regulatory developments and industry best practices in Operational Risk Management and incorporating them into the organization's Risk Management Framework, as well as supporting the development of risk frameworks for emerging risks such as climate risk, customer and data protection, cyber security risk, new product risk assessment, and third party risk management. Ensuring adequacy and effectiveness of capacity to optimize deliverables is part of the remit. Developing and implementing risk training programs, culture campaigns, and sharing sessions to educate employees on risk management best practices also falls under this role. Requirements: Bachelor's degree in Management or a related field from a reputable university at minimum. Certification in Risk Management, Internal Control, Compliance, and/or Internal Auditor. 7 years of experience with proven evidence in developing and implementing framework, policy, procedure, and tools for Operational Risk, BCM, IT Risk/IT GRC, Compliance, Quality Assurance, ICOFR, Internal Audit, and/or External audit (operational/regulatory audit). Strong analytical skills with demonstrated ability to research and make decisions based on day-to-day and complex operational data. A proven range of skills including high-level strategic thinking, agility, creativity, problem-solving, attention to detail, and prioritization. Ability to support the development of internal and external communications with cross-functional teams in areas such as strategic, product, Digital IT, SKAI, Legal Compliance, Finance, Treasury, Funding, and others, as well as with external parties such as Regulator, Commissioners, Vendor, etc. Experience creating and/or improving operational processes and internal controls across departments and divisions. Proven working experience in project management delivering results. Excellent written and verbal communication skills. Strong leadership and stakeholder management. Strong knowledge of required elements related to risk and regulation, especially in financial institutions. Ability to effectively deal with senior management. Comfortable working with numbers and financial reports. Excellent at multitasking. Growth and open mindset, balancing risk and return. Amartha states its dedication to creating a workplace that celebrates diversity, ensures equity, and fosters inclusion, believing that diverse perspectives shaped by factors such as gender, age, race, ethnicity, education, culture, and life experiences drive innovation and growth. The company actively welcomes individuals from all backgrounds and commits to providing equal opportunities and fostering a sense of belonging that enables employees to thrive and make meaningful contributions.

Operation Risk Management and Assurance Lead

Deskripsi Pekerjaan

Ringkasan

Sumber & keterlacakan data

Lowongan Terkait Lainnya

Collection Team Leader - Bali (Buleleng, Jembrana)

Collection Team Leader - Banten (Bogor)

Collection Team Leader - Bengkulu (Kota Bengkulu)

Collection Team Leader - Jawa Barat 1 (Purwakarta)